As the old saying goes, pennies make pounds and pounds make fortunes, and perhaps this has never been more pertinent than in today's business climate. With strong competition, ever-increasing red tape, falling margins and higher overheads, watching the pennies is of huge importance.

From choosing the right accountant and business advisors to the right finance deals, VAT rules and computer software, the financial world can seem like a maze at times, with so many different people all pointing you in different directions. Then there's the myriad of different things you need to know when employing staff such as National Insurance, Income Tax, pensions and payroll software.

Over the coming months in this section you can find out:

• How to choose and use relevant computer software
• How to finance major purchases
• How to budget effectively
• Why online accounting will save you hours of effort and money
• Why finding a good accountant is priceless